What is a trust deed investment?
A trust deed investment is a loan to a borrower that is secured with a trust deed recorded against the real estate owned by the borrower.
How can I make money with trust deed investments?
The borrower signs a promissory note that contains an agreed upon interest rate that provides for monthly payments to our trust deed investor. The payments can be interest-only or a combination of both principal and interest that can lead to full repayment to our investor with no need for a balloon payment at the end of the loan term.
How can I invest in trust deed investments?
California law requires that every investor that invests though our company must quality as a “Qualified Investor.” We are available to discuss the process and assist in completing the required steps. The process is quick and easy.
Why would a borrower choose a hard money loan?
People that have credit, income or property issues that preclude them from getting a loan from the big banks and other large institutional lenders often look to private money sources. Further, borrowers who have good credit and stable income are finding that they need a hard money loan as well because they are just falling short of the bank’s current stringent lending standards. Investor Frequently Asked Questions
Are hard money trust deeds classified as predatory lending?
No. The loans that are originated by our company comply with all required state and federal regulations so as such no loan that is originated by our company is considered a predatory loan.
What is a fractional mortgage interest?
Many investors wish to take advantage of the high rate of return and security that trust deed investments provide but lack the necessary funds to fund any single loan. In such instances our company will group several trust deed investors into one investment in order to obtain the necessary funds to satisfy the financial needs of the borrower. Each trust deed investor will receive their proportionate share of monthly interest.