Our Trust Deed Investors are Currently earning 7% to 12% Annually
We are happy to have the opportunity to bring the world of trust deed investing to you. Many investors have found that investing in trust deeds provides them dependable monthly income, secures their investments and gives them peace of mind.
Now is a good time to invest in trust deeds since the big banks and large institutional lenders are not making loans to many good quality borrowers. This has opened up a big opportunity where quality borrowers who have good credit and income are in the market to finance with private money. This current situation has led to a better quality of borrowers available to our investors. This leads to lower risk while providing a higher rate of return when compared to other investment opportunities.
We arrange trust deed investment for private individuals, family trusts, pension plans, self-directed IRAs and to corporations.
While all investments do involve some level of risk, trust deed investments have a long history of providing investors great returns with a low level of acceptable risk.
Equity is king and Loan to Value (LTV) establishes the equity protection. We are very conservative in our loan underwriting and approval process and typically won’t arrange any loan that exceeds 65% LTV of the property’s market value. In some rare circumstances we will look at a transaction that is at 70% LTV but there must be many mitigating circumstances that provide an acceptable level of risk to our investors.
We have been assisting trust deed investors with their investments for over twenty years. Our company has been involved with originating and placed many millions of dollars in trust deed investments with investors throughout California. While trust deed investing can be very beneficial it’s not for everyone. Investors need to know that trust deed investments are not considered liquid investments as opposed to stock investments that can be sold at a moment’s notice. Trust deed investments can be sold but can involve a lengthy process and often involve selling at a discount. So any Trust Deed investment needs to be considered a long term investment that provides investors an ongoing monthly payment.